Understanding Cost, Coverage and Pricing
Our team will help you explore options that fit your needs while ensuring access to the best possible care, treatments, and financial solutions to make this more accessible.
To see the full list of costs click here.
Navigating the costs of fertility care can feel overwhelming, but not all treatments come with a significant cost. The reality is that while some treatments and assessments may be more expensive, your clinic will only recommend the treatments that apply directly to you.
The first and most important step is understanding your fertility health and identifying the right treatment plan for you.
In Ontario, consultations and most assessments are covered by OHIP, ensuring that these essential first steps are accessible without significant costs.
Many patients don’t require IVF, which is often the biggest financial concern. We’ll help you explore your options and understand the costs upfront, ensuring you have clarity on what’s needed.
Ontario Fertility Program
Generation Fertility is proud to be among the select clinics chosen by the Ontario Ministry of Health and Long-Term Care to provide government-funded fertility treatments through the Ontario Fertility Program.
To qualify for government-funded fertility treatments, you must:
Live in Ontario
Have a valid Ontario health card
The program supports individuals and couples facing medical and non-medical infertility, including those who require a donor or surrogate. It is accessible to all, regardless of sex, gender, sexual orientation, or family status.
Funded treatments include:
Intrauterine insemination (IUI)
In vitro fertilization (IVF)
Fertility preservation (for medical conditions that could affect future fertility)
Availability of funded treatments is limited, so we encourage you to speak with our team to understand your options.
Latest Update: On October 24, 2024, the Government of Ontario announced new investments in the Ontario Fertility Program, along with a new tax credit to expand access to publicly funded fertility treatments, including IVF.
Please refer to the Ontario government website to learn more about expanded fertility funding for IVF.
Ontario Tax Credits
Ontario’s new fertility tax credit provides additional financial support for individuals and families seeking treatment. This credit builds on Ontario’s existing medical expense tax credit, covering up to 25% of eligible expenses (to a maximum of $5,000 per year).
For example, if a privately funded IVF cycle costs $20,000, you may be eligible to receive $5,000 in tax credit support.
Eligible expenses include:
IVF treatments
Fertility medications
Diagnostic testing
Travel for treatment
Grants from Fertility Friends Foundation
Generation Fertility proudly partners with the Fertility Friends Foundation to provide grants that help cover costs related to assisted reproduction, including:
IVF treatments
Egg and sperm donation
Gestational surrogacy
To check eligibility, available grants, and application timelines, visit Grant Application. If you decide to apply, we’re here to support you through the process.
Employer Benefits
A growing number of Canadian employers are expanding group health plans to include coverage for fertility treatments and related costs. If your benefits include:
Group Health Plan Coverage – Check if your plan includes fertility treatments. Some plans may also cover medications used during treatment—it's important to review the details or speak with your provider to understand your specific coverage.
Family Forming Benefits – If your employer offers Progyny or Maven, Generation Fertility is a partner clinic and can coordinate your benefits
Exploring Ways to Fund Your Fertility Care
Price List
Assessments
Most assessments including bloodwork and imaging are covered through OHIP
- Anti-Mullerian Hormone (AMH) $ 135
Treatments & Solutions
Intrauterine Insemination (IUI)/Donor Sperm Insemination (DI)
IUI cycle monitoring and procedure are government-funded for Ontario residents (when available).
- IUI Cycle Monitoring and Procedure $ 940
- Sperm Preparation for IUI-Fresh/Frozen/Donor $ 830
In-Vitro Fertilization (IVF) Procedures
- IVF Cycle (includes physician consult, egg retrieval, ICSI) $ 13,450
- Embryo Cryopreservation Fee (includes first year storage) $ 1,350
- Fresh Embryo Transfer $ 2,300
- Frozen Embryo Transfer $ 2,500
- Frozen Oocyte Cycle (includes physician consult, egg thaw, ICSI) $ 9,925
Innovative Enhancements
Outside lab fees for genetic testing are not included. Quote will be provided prior to cycle start.
For PGT-M and PGT-SR please ask billing for pricing details.
- Sperm Retrieval by Urologist (TESA/PESA) $ 2,450
- ZyMot Sperm Separation $ 450
- ERA by Igenomix (First Sample) $ 1,160
- ERA by Igenomix (Second Sample/Repeat Test) $ 700
- EMMA & ALICE by Igenomix (First Sample) $ 1,440
- EMMA & ALICE by Igenomix (Second Sample) $ 1,100
- EndomeTRIO by Igenomix (First Sample) $ 1,800
- EndomeTRIO by Igenomix (Second Sample) $ 1,300
- Products of Conception Testing by Igenomix $ 800
- Pre-implantation Genetic Testing (PGT-A) Plus by Igenomix (including biopsy & testing)
- First or Single Embryo $ 3,450
- Each Additional Embryo $ 425
- Thawing of Embryo for Biopsy $ 1,250
- Carrier Genetic Testing (CGT) by Igenomix
- CGT Mirror - Single $ 680
- CGT Mirror - Couple $ 1,350
- CGT Plus - Single $ 680
- CGT Plus - Couple $ 1,350
- CGT Sequential (1-10 genes + 65 x-linked for females) - Single $ 680
- CGT Sequential (1-10 genes + 65 x-linked for females) - Couple $ 1,350
- Harmony Non-invasive Prenatal Test by OVO $ 575
- Karyotype Testing by Igenomix
- Analysis of chromosomes. Blood - Single $ 710
- Analysis of chromosomes. Blood - Couple $ 1,310
THIRD PARTY PROGRAM (DONATION & SURROGACY)
Directed Donor Screening Fee: If the directed donor testing expires and screening needs to be re-done, there will be a subsequent charge of $1,950.
Donor IVF Cycle - please inquire with Finance for pricing details
- Donor Screening $ 3,400
GESTATION CARRIER (SURROGATE) – 3rd Party
If the Gestational Carrier testing expires and screening needs to be re-done, there will be a subsequent charge of $750.00 Gestational Carrier Transfer Cycle - please inquire with Finance for pricing details
- Gestational Carrier Screening $1,575
Fertility Preservation
- Sperm or Surgical Sample Freezing $ 950
- Egg Freezing Cycle (includes physician consult, egg retrieval, egg freezing) $ 9,925
STORAGE FEES
Payable at start of cycle and on each anniversary of the original freeze date. Embryo, egg, and sperm storage is managed and billed by EmbryoOptions (third-party provider). Several sperm samples can be stored as one batch if completed within 14 days of first sample. Sperm, eggs or embryos stored less than 3 months will be refunded storage fees.
- Annual Storage Fee for Embryos, Eggs, or Sperm (plus HST) $ 950
OTHER
Other Testing/Diagnosis: reach out to the clinic for pricing details.
- Sperm DNA Fragmentation Test $ 325
- New Patient Fee (non-refundable) $ 225
- Receipt and Handling of Specimens (from outside facility) $ 155
- Transferring Out Embryos, Eggs or Sperm $ 550
- Missed Appointment $ 100
- Satellite Monitoring (non-refundable) $ 2,850
- Insurance Letter/Physician Letter $ 35
- Copy of Medical Record (plus HST) $ 75
- Y Microdeletion $ 500
- Recurrent Miscarriage Screen (POC) $ 800
Assessments
Most assessments including bloodwork and imaging are covered through OHIP
- Anti-Mullerian Hormone (AMH) $ 135
Treatments & Solutions
Intrauterine Insemination (IUI)/Donor Sperm Insemination (DI)
IUI cycle monitoring and procedure are government-funded for Ontario residents (when available).
- IUI Cycle Monitoring and Procedure $ 940
- Sperm Preparation for IUI-Fresh/Frozen/Donor $ 830
In-Vitro Fertilization (IVF) Procedures
- IVF Cycle (includes physician consult, egg retrieval, ICSI) $ 13,450
- Embryo Cryopreservation Fee (includes first year storage) $ 1,350
- Fresh Embryo Transfer $ 2,300
- Frozen Embryo Transfer $ 2,500
- Frozen Oocyte Cycle (includes physician consult, egg thaw, ICSI) $ 9,925
Innovative Enhancements
Outside lab fees for genetic testing are not included. Quote will be provided prior to cycle start.
For PGT-M and PGT-SR please ask billing for pricing details.
- Sperm Retrieval by Urologist (TESA/PESA) $ 2,450
- ZyMot Sperm Separation $ 450
- ERA by Igenomix (First Sample) $ 1,160
- ERA by Igenomix (Second Sample/Repeat Test) $ 700
- EMMA & ALICE by Igenomix (First Sample) $ 1,440
- EMMA & ALICE by Igenomix (Second Sample) $ 1,100
- EndomeTRIO by Igenomix (First Sample) $ 1,800
- EndomeTRIO by Igenomix (Second Sample) $ 1,300
- Products of Conception Testing by Igenomix $ 800
- Pre-implantation Genetic Testing (PGT-A) Plus by Igenomix (including biopsy & testing)
- First or Single Embryo $ 3,450
- Each Additional Embryo $ 425
- Thawing of Embryo for Biopsy $ 1,250
- Carrier Genetic Testing (CGT) by Igenomix
- CGT Mirror - Single $ 680
- CGT Mirror - Couple $ 1,350
- CGT Plus - Single $ 680
- CGT Plus - Couple $ 1,350
- CGT Sequential (1-10 genes + 65 x-linked for females) - Single $ 680
- CGT Sequential (1-10 genes + 65 x-linked for females) - Couple $ 1,350
- Harmony Non-invasive Prenatal Test by OVO $ 575
- Karyotype Testing by Igenomix
- Analysis of chromosomes. Blood - Single $ 710
- Analysis of chromosomes. Blood - Couple $ 1,310
THIRD PARTY PROGRAM (DONATION & SURROGACY)
Directed Donor Screening Fee: If the directed donor testing expires and screening needs to be re-done, there will be a subsequent charge of $1,950.
Donor IVF Cycle - please inquire with Finance for pricing details
- Donor Screening $ 3,400
GESTATION CARRIER (SURROGATE) – 3rd Party
If the Gestational Carrier testing expires and screening needs to be re-done, there will be a subsequent charge of $750.00 Gestational Carrier Transfer Cycle - please inquire with Finance for pricing details
- Gestational Carrier Screening $1,575
Fertility Preservation
- Sperm or Surgical Sample Freezing $ 950
- Egg Freezing Cycle (includes physician consult, egg retrieval, egg freezing) $ 9,925
STORAGE FEES
Payable at start of cycle and on each anniversary of the original freeze date. Embryo, egg, and sperm storage is managed and billed by EmbryoOptions (third-party provider). Several sperm samples can be stored as one batch if completed within 14 days of first sample. Sperm, eggs or embryos stored less than 3 months will be refunded storage fees.
- Annual Storage Fee for Embryos, Eggs, or Sperm (plus HST) $ 950
OTHER
Other Testing/Diagnosis: reach out to the clinic for pricing details.
- Sperm DNA Fragmentation Test $ 325
- New Patient Fee (non-refundable) $ 225
- Receipt and Handling of Specimens (from outside facility) $ 155
- Transferring Out Embryos, Eggs or Sperm $ 550
- Missed Appointment $ 100
- Satellite Monitoring (non-refundable) $ 2,850
- Insurance Letter/Physician Letter $ 35
- Copy of Medical Record (plus HST) $ 75
- Y Microdeletion $ 500
- Recurrent Miscarriage Screen (POC) $ 800
Assessments
Most assessments including bloodwork and imaging are covered through OHIP
- Anti-Mullerian Hormone (AMH) $ 130
- Vitamin D $60
- Sperm DNA Fragmentation (DFI) $ 250
- Sperm Survival Assay $125
- Diagnostic Sperm Wash/Swim Up $350
Treatments & Solutions
Intrauterine Insemination (IUI)/Procedures
IUI cycle monitoring and procedure are government-funded for Ontario residents with OFP eligibility
- IUI Cycle Monitoring Fee (if not covered by the OFP) $775
- Sperm Preparation for IUI-Fresh/Frozen/Dono $650
- Add Advanced Sperm Selection (Zymot) $200
In-Vitro Fertilization (IVF) Procedures
- IVF Cycle $11,900
- Add ICSI with PESA/TESA/TESE $1,500
- Add Advanced Sperm Selection (Zymot) $200
- Add Assisted Hatching $550
- Add Oocyte/Sperm Activation $100
- Oocyte / Embryo Freezing $1,000
- Fresh Embryo Transfer $1,500
- Frozen Embryo Transfer (FET) Cycle - Includes Embryo Glue and Assisted Hatching, when applicable $2,650
- Oocyte Thawing $1,000
- Frozen Oocyte IVF Cycle $7,000
- Surgical Sperm Retrieval performed by Urologist (PESA/TESA/TESE) $2,500
- Lab Processing of SSR Sample (if surgery performed off-site) $1,000
Third-Party Reproduction
- Satellite Monitoring; annual program fee; due on 1st appointment and same date annually, if recurring $750
- Frozen Donor Egg Cycle (Donor Egg Banks) $7,000
- Donor Egg Cycle (Elite IVF or Cryos) $3,000
- Coordination Fee for Egg Donor/Sperm Donor/ Gestational Carrier (per screening cycle) $1,500
Innovative Enhancements
Embryo/Oocyte Assessment
- Pre-implantation Genetic Testing (PGT-A) Biopsy Fee $2,500
- Non-invasive PGT Laboratory Fee (EMBRACE; valid even if no useable embryos result) $1,800
- Per Embryo Genetic Testing Fee (PGT-A and Embrace) $400
- VIOLET™/MAGENTA™ AI Oocyte Assessment $475
- LifeWhisperer™ Embryo Assessment $475
Endometrial Assessment
- Matrice® Endometrial Immunological Testing (incl. shipping) $1,200
- Matris™ Endometrial Assessment $500
Supplementary Laboratory Testing
- EndomiR (Afynia Labs) $400
- Harmony Prenatal Test (Trisomy 13, 18, 21, XY; Dynacare) $455
- Harmony Prenatal Test (Trisomy 13, 18, 21, XY; Dynacare) - Add 22q11.2 testing $175
- Karyotype (OVO Labs) $555
- Y Microdeletions (OVO Labs or Dynacare) $555
Fertility Preservation
- Initial Sperm Freezing (covered by OFP for medical indications) $350
- Repeat Sperm Freezing $350
- Egg freezing cycle - includes physician consult, egg retrieval, egg freezing (covered by OFP for medical indications) $7,500
Storage & Transport
- Annual Storage (Embryo/Oocyte/Sperm) - Payable immediately and on each anniversary of the original freeze date. Separate fee per type of material stored. $500
- Receipt of Sample Administrative Fee (Oocyte/Sperm/Embryos) $50
- Release of Sample Administrative Fee (Oocyte/Sperm/Embryos) $500
- Cryo-Tank Rental Fee – per day $200
Additional Services
- Specialized Thaw Media for Embryos/Oocytes $500
- Collection Condom $25
- Chart Management for Timed Intercourse Cycles $230
- Injection Supply Kits $15
- Intralipid Infusion Procedure (does not include medication cost) $375
- Physician Note (Insurance/Off Work/etc.) $40
- Photocopying of Records (Full Chart) $75
- Copy of Previous Receipts $50
- Missed Appointment (no-show, or cancelled with less than 24h notice) $100
- Consent Appointment (if consents are not completed ahead of procedure) $100
Ready to Take the Next Step?
Connect with us to discuss your options or take the first step toward treatment.
